We’re giving control to the customer in the home financing process.


What We Do

RateGravity is a mortgage service with on-demand personal mortgage experts committed to securing home loans from certified local lenders that offer discounted interest rates. Since launching in 2016, RateGravity has worked with hundreds of customers who have saved an average of $30,000 over the life of their loan.


Our Story

RateGravity was founded by 2 former mortgage bankers who collectively originated $11B in home loans for a top 50 national lender. Together they saw how the industry was tilted in favor of lenders and not consumers and were compelled to do something about it.


Management Team


Patrick Boyaggi


Patrick most recently served as the Senior Vice President responsible for Residential Lending at a top 50 national lender. During Patrick’s tenure as a mortgage banking executive, he was responsible for closing more than $11B in residential mortgages and increased annual loan volume by over 140% in five years. Prior to this, Patrick worked for Accenture. He earned his BA from Bates College and an MBA from Northwestern’s Kellogg School of Management.


Mike Tassone


Mike most recently served as Senior Vice President at a top 50 national lender, with responsibility for business/corporate development and co-management of the Residential Lending group. Prior to this, Mike was a co-founder and Chief Financial Officer of GL, a student lending and financial advisory firm that originated over $4B in student loans. Mike holds a Bachelor’s degree in Economics from Brown University and earned his MBA from Harvard.


Brent Shields


Brent has worked as a Software Engineer and Technical Lead in a diverse collection of domains including computer aided design, virtual reality simulation haptics, data center monitoring, and most recently musical performance and recording at Ableton AG in Berlin. Brent holds a BS in Computer Science from Brown University.


Ari Sussman


Ari has worked in product development in a variety of different industries for internet based businesses. His experiences include developing Walmart.com’s DVD Rentals business, managing Vistaprint’s product team, and most recently leading product for venture backed labor marketplace, Catalant Technologies. Ari holds a BA from McGill University in Economics and earned his MBA from Harvard.


Mike Ma


Mike has had a distinguished career as both a startup entrepreneur and a Fortune 500 executive including leading retail advertising at Vanguard, heading digital strategy and innovation at Bank of America, and serving as Chief Growth Officer at Betterment. Mike holds an AB in Philosophy from Harvard College.